Can´t say no you see the world ´´SALE´´? Even though you struggle with debt and have no savings? Do you wonder at the end of the month where your money went? Minimalist Money Makeover will show you a way out of bloated credit card misery and teach you how to keep a budget that covers all your needs. Finances don´t have to be painful. The book presents: The main reasons behind compulsive shopping and hoarding and how to overcome them. How to downsize your expenses without depriving yourself of what you love to splurge on. This is not a ´´get rich in a month´´ book. I can promise, however, that following the tips in this book, you´ll eliminate debt, learn how to save, account for all of your expenses, and never feel your accounts running low again. The budgeting techniques presented in this book are applicable to any income, and you can adjust it to your needs to serve you the best. Within a few minutes you can create a budget that keeps your financial anxiety away. My name is Michelle Moore...I have been living as a freelancer in the past few years. Even though I never knew how much I would have the next month, I was always able to have enough for my essential expenses, personal pleasures, and savings. Reset your expenses: pay yourself first, spend on what truly matters. Incorporate minimalism into your finances. Become an aware consumer. Learn the psychology behind compulsive shopping and compulsive hoarding. Control your spending impulses. Grow your financial stability every day. Learn multiple budgeting methods and choose the best for you. Start a 7-step program that grants you financial security. Financial plans to eliminate debt. Become better with numbers, calculations, projections, and analyses. 1. Language: English. Narrator: Anna Doyle. Audio sample: http://samples.audible.de/bk/acx0/104953/bk_acx0_104953_sample.mp3. Digital audiobook in aax.
The human body is comprised of over 80 percent water. Therefore, it should be no surprise that we are drawn endlessly to bodies of this life-giving fluid. Oceana calls to us endlessly, drawing us in, enfolding us in its depths. In this guide, you will find the most comprehensive directory available on oceanic regions, from the United States to Australia. Complete with suggested activities and clear cut directions, this guide is a must for all water babies seeking adventure! 1. Language: English. Narrator: Rachel Brandt. Audio sample: http://samples.audible.de/bk/acx0/109958/bk_acx0_109958_sample.mp3. Digital audiobook in aax.
Ready to save money? Ready to get all those special discounts?! Thousands of companies, including the big ones, hand out coupons for all kinds of items. And a lot of people miss out by neglecting them. A few fanatics get thousands of dollars worth of groceries for only a few hundred bucks, and others just find the occasional deal they like. How far are you willing to go? Would you really spend some extra time researching the matter to live life to the fullest without spending all kinds of money? The couponing strategies in this audiobook are real. The idea is not too good to be true. Couponing can help you get so much out of life that you barely have to make a living. But you have to know what you’re doing, or you’ll go about it all wrong. Some prices may seem like good deals, but companies or brands are just cranked up the price to make something look like a discount. Others just try to suck you into their store to have you buy more (since you’re there anyway). A clever tactic when becoming a super couponing shopper helps. That’s why this audiobook was put together. You will learn about: Which coupons are often good deals. How to beat the marketing strategies unleashed upon you and get the most bang for your buck every single time. How to organize coupons and not go insane with a stack of cut out pieces of paper. Online coupons and the benefit of having Internet on your phone to find a deal while you are shopping. Routines, examples, and super tricks to combine coupons, save time, and walk out of the store with a load of groceries for almost nothing. And much more! You cannot stay in the dark and be unaware of all the deals around you. You simply have to take initiative to become financially free without being a doctor or lawyer. Taking the time to use coupons effectively pays off. Begin now by listening to this audiobook! 1. Language: English. Narrator: Kristen S. Osborne. Audio sample: http://samples.audible.de/bk/acx0/120716/bk_acx0_120716_sample.mp3. Digital audiobook in aax.
E-commerce: Amazon FBA, Shopify, eBay E-commerce is evolving as we speak at a faster rate than ever. This is the time to get active in the e-commerce space and there is no better way to get started then by utilizing the top three e-commerce platforms in the world! This Audiobook Includes: Shopify: How to Make Money Selling on Shopify Amazon FBA: How to Make Money Selling on Amazon eBay: How to Make Money Selling on eBay With this audiobook, you´ll learn: How to conduct important market research and product research to ensure that your efforts are spent on viable products and within viable niches. How to source products to sell in your e-commerce store, including wholesalers, private label, and dropshipping suppliers. How to set up your e-commerce store through Shopify, and how to best customize it to fit your target demographic. You´ll be amazed at how easy it is to create an attractive online store! How to implement search engine optimization tips and tricks in blogs, product descriptions, and all your content in order to improve your overall visibility. How to start relationships with wholesalers, dropshippers, and other people within your industry in order to grow and remain relevant. How to integrate dropshipping into your e-commerce business in order to scale it to huge levels, without the fuss of hiring a lot of employees or working yourself to the bone. How to notice trends within your niche and take advantage of the holiday shopping season to increase your earnings. And much more! With the headstart afforded to you through this practical advice, you will be able to avoid common blunders and excel in ways that are often completely lost on first-time entrepreneurs. Take charge of your life today, become your own boss, and begin ... 1. Language: English. Narrator: Christopher Preece. Audio sample: http://samples.audible.de/bk/acx0/095866/bk_acx0_095866_sample.mp3. Digital audiobook in aax.
Today, all you hear or see are ads and emails about where everyone is making big money online. There are so many ways to do it that everyone wants you to pay for their software, and they promise to make you millions. Today´s shopping has changed from what it used to be. Once, you would get in your car and drive to a store. People today want instant access. They work, have children, and do not have the time to get into the car to go shopping. If they do go shopping, it´s to bigger stores, where they can everything they need in one trip. With the Internet, people can work from home or shop from home. This audiobook will tell you how you too can take advantage of FBA Amazon to start generating income online while working from home! Let´s get started! 1. Language: English. Narrator: Maria Chester. Audio sample: http://samples.audible.de/bk/acx0/037444/bk_acx0_037444_sample.mp3. Digital audiobook in aax.
Art Williams spent his boyhood in a comfortable middle-class existence in 1970s Chicago, but his idyll was shattered when, in short order, his father abandoned the family, his bipolar mother lost her wits, and Williams found himself living in one of Chicago´s worst housing projects. He took to crime almost immediately, starting out with petty theft before graduating to robbing drug dealers. Eventually, a man named nicknamed DaVinci taught him the centuries-old art of counterfeiting. After a stint in jail, Williams emerged to discover that the Treasury Department had issued the most secure hundred-dollar bill ever created: the 1996 New Note. Williams spent months trying to defeat various security features before arriving at a bill so perfect that even law enforcement had difficulty distinguishing it from the real thing. Williams went on the print millions in counterfeit bills, selling them to criminal organizations and using them to fund cross-country spending sprees. Still unsatisfied, he went off in search of his long-lost father, setting in motion a chain of betrayals that would be his undoing. In The Art of Making Money, journalist Jason Kersten details how Williams painstakingly defeated the anti-forging features of the New Note, how Williams and his partner-in-crime wife converted fake bills into legitimate tender at shopping malls all over America, and how they stayed one step ahead of the Secret Service until trusting the wrong person brought them all down. A compulsively listenable story of how having it all is never enough, The Art of Making Money is a stirring portrait of the rise and inevitable fall of a modern-day criminal mastermind. 1. Language: English. Narrator: Jim Bond. Audio sample: http://samples.audible.de/bk/brll/001680/bk_brll_001680_sample.mp3. Digital audiobook in aax.
Financial expert Catey Hill shows moms how to spend less and save big in this savvy guide where each step is designed to take 30 minutes at most. Let´s face it, kids are expensive - in 24 states, daycare actually costs more than in-state college tuition! And the older kids get, the more you will spend. Every mom could use more money. But who has hours to search for coupons just to save a few dollars? And sure, you know you should learn how to get the most of your 401k, but when will you possibly find the time? Luckily, financial expert Catey Hill has created smart, simple strategies to help you maximize your money in minimal time (yes, even your 401k). Drawing on extensive research and exclusive studies on the actual cost of raising a child at each age, she´ll show you how to save in each area of your life, including practical tips on: Shopping second-hand vs. what to buy new and where Lowering your grocery bill (without coupons!) Building up a college fund Dealing with high interest credit card debt Saving on insurance Best of all, these tips are designed to be done in less than half an hour, and the few things that might take a little longer are broken down in 30-minute segments. Catey will even guide you through a one-time five-step process that will allow you to manage all your bills, keep an eye on the family budget, and build savings for that dream family vacation in just 30 minutes a week, so you can stress less and enjoy your life more! PLEASE NOTE: When you purchase this title, the accompanying reference material will be available in your Library section along with the audio. 1. Language: English. Narrator: Laurie Catherine Winkel. Audio sample: http://samples.audible.de/bk/hach/004510/bk_hach_004510_sample.mp3. Digital audiobook in aax.
Are you overwhelmed by financial difficulties? Have you accumulated too many debts that are struggling you to death? Or have you made poor investment decisions and are now unable to enjoy money? According to a research conducted by the National Bureau of Economic Research (NBER), ´´the majority of Americans do not plan for a predictable event such as retirement or children´s college education. Most importantly, people do not make provisions for unexpected events and emergencies, leaving themselves and the economy exposed to shocks´´. Four out of five American adults are faced with economic insecurity at some point in their lives, and the majority of Americans lack basic numeracy and knowledge of fundamental economic principle. There is also a sharp disconnection between self-reported financial knowledge and financial knowledge as measured by financial literacy quizzes. Even those who give their best knowledge score poorly on quizzes. Moreover, while many believe they are pretty good at dealing with day-to-day financial matters, in actuality, they engage in financial behaviors that generate expenses and fees, overdrawing checking accounts, making late credit card payments, or exceeding limits on credit card charges. Comparing terms of financial contracts and shopping around before making financial decisions are not at all common among the population. How would you like to change your financial life and protect your family from an economic disaster? In this book, you´ll discover a step-by-step and easy-to-follow guide that reveals the secret to effectively save money, as well as the fundamental and basic economic principle everybody ought to know about. 1. Language: English. Narrator: Dan Carroll. Audio sample: http://samples.audible.de/bk/acx0/056643/bk_acx0_056643_sample.mp3. Digital audiobook in aax.
Available now: a destination guide for Germany! This includes everything you need for your trip! The beautiful country of Germany is situated right at the heart of Europe. Germany is one of the best travel destinations in Europe, as it has many unique and fantastic sites to offer and has many wonderful tourist spots. Many visitors and tourists from all over the world travel to Germany to witness the magnificence of its architectural treasures and its captivating destinations, which have natural beauty and splendor. More and more people are interested in spending their much-needed breaks from work and daily life in Germany. In fact, there has been an increase in the number of tourists who visit Germany each year. According to the World Bank, around 24 million tourists visited Germany in 2009, 26 million tourists in 2010, 28 million tourists in 2011, and more than 30 million tourists explored Germany in 2012. In fact, according to the German National Tourism Board, Germany has been the second most popular tourist destination in Europe, next to Spain. Some of the reasons why Germany is one of the most favored tourist destinations are its positive value-for-money ratio and the different experiences and locations that the beautiful and historical country has to offer. Here is a preview of what´s included this audiobook.... What makes Germany a great travel destination? Top tourist spots in Germany Best beaches in Germany Best restaurants in Germany Best shopping destinations Much, much more! Download your copy today! 1. Language: English. Narrator: Millian Quinteros. Audio sample: http://samples.audible.de/bk/acx0/038885/bk_acx0_038885_sample.mp3. Digital audiobook in aax.
John Longsworth began learning about couponing while working as a cashier at the local Scott´s Foods grocery store. He´s watched and learned the coupon game from his fellow cashiers and from the many extreme couponers that passed through his checkout lane. By studying the best couponers, he learned all the tricks of the trade. Since then, he has mastered the art of couponing by combining old techniques with new savings opportunities provided by the Internet and mobile devices. John can now regularly shave 33% of his grocery bill with hardly any effort, and more than twice that if he sets his mind to it. Grocery Couponing Secrets discusses how to achieve maximum savings when shopping at the grocery store. 1. Language: English. Narrator: Matyas Job Gombos. Audio sample: http://samples.audible.de/bk/acx0/084331/bk_acx0_084331_sample.mp3. Digital audiobook in aax.