How would you like to save $100 or a £100 over the next 30 days? If you have an income and regular outgoings such as food, transport, and entertainment, this guide just might be for you.... The 15 ideas in this book are all tried and tested and within your reach, but listening to this book alone won´t save you any money. If you just have to have Heinz baked beans and no other, then the section on grocery shopping won´t help you. If you´re just too lazy to write a letter to cancel a subscription, maybe this book is not for you after all. Saving money is not passive - you have to do something, and often it will feel like hard work because most of it is about changing habits. This takes us outside of our comfort zone, and let´s face it, that´s always going to be uncomfortable. So if you could really do with saving $100 or £100 in the next 30 days, and you´re not going to cry like a baby because you didn´t get your Lucky Charms for breakfast and you think you just might survive cancelling your subscription to a magazine that you never read anyway, then listen on.... 1. Language: English. Narrator: Eddie Leonard Jr.. Audio sample: http://samples.audible.de/bk/acx0/054984de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Recognize Wall Street tactics for what they are, and make smarter decisions with your money Wall Street Potholes shares insights into the money management industry, revealing the shady practices that benefit the salesman far more than the client. Bestselling author Simon Lack brings together a team of experienced money managers to give you straight-from-the-source intel, and teach you how to recognize bad advice and when its better to just walk away. Investors are rightly suspicious that many products are sold more because of the fees they generate than their appropriateness to the clients situation, and thats only the beginning. This book lays it all bare so you can walk into your next deal with your eyes wide open. Youll learn just how big the profit margin is on different products, and why Wall Street intentionally makes things as complicated as possible. Youll learn expert tactics for combatting these practices, so you can avoid buying overpriced products and confidently discriminate against advisors who put their own interests first. For all the volumes of investment advice on the market, dissatisfaction with the financial services industry has never been higher. This book describes the reason for that disconnect, and tells you how to see through the smoke and mirrors to make the best decisions for your money. Discover the profit margin built into some popular products Learn the reason behind bundling and why Wall Street fears comparison shopping Consider the importance of benchmarking, and why so many firms avoid it Become better informed so you can easily recognize poor investment advice If asking questions of your financial advisor only nets more confusion, if you want to have more control over your money, you need a firm grasp of how these firms manipulate your trust. Wall Street Potholes tells you what you need to know to become a smarter investor.
Wanelo for Small Business: How to Make Money on Wanelo What do you want? What do you need? What do you love? WANELO has it all, since over 350,000 businesses sell their products there. It is a social shopping website where everyone can sell and buy a great variety of products. But everyone can also see what other people are searching for, what they have saved and what they have bought. If you have just started your own business, WANELO is a great way to expand it and make a profit. And even if you have never heard of this website, you can do it, with the help of this book. In this book, Juha Öörni has focused exclusively on WANELO and he has collected all of the important information you need to know in order to make money on that website. So what is WANELO? How does it work? How can you use it? The answers to these questions, along with some useful tips and secrets are all in this book, a book that will help you sell your products and make money.
Can´t say no you see the world ´´SALE´´? Even though you struggle with debt and have no savings? Do you wonder at the end of the month where your money went? Minimalist Money Makeover will show you a way out of bloated credit card misery and teach you how to keep a budget that covers all your needs. Finances don´t have to be painful. The book presents: The main reasons behind compulsive shopping and hoarding and how to overcome them. How to downsize your expenses without depriving yourself of what you love to splurge on. This is not a ´´get rich in a month´´ book. I can promise, however, that following the tips in this book, you´ll eliminate debt, learn how to save, account for all of your expenses, and never feel your accounts running low again. The budgeting techniques presented in this book are applicable to any income, and you can adjust it to your needs to serve you the best. Within a few minutes you can create a budget that keeps your financial anxiety away. My name is Michelle Moore...I have been living as a freelancer in the past few years. Even though I never knew how much I would have the next month, I was always able to have enough for my essential expenses, personal pleasures, and savings. Reset your expenses: pay yourself first, spend on what truly matters. Incorporate minimalism into your finances. Become an aware consumer. Learn the psychology behind compulsive shopping and compulsive hoarding. Control your spending impulses. Grow your financial stability every day. Learn multiple budgeting methods and choose the best for you. Start a 7-step program that grants you financial security. Financial plans to eliminate debt. Become better with numbers, calculations, projections, and analyses. 1. Language: English. Narrator: Anna Doyle. Audio sample: http://samples.audible.de/bk/acx0/104953de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
We will share with you tips and suggestions on how to enjoy your days in paradise as a budget-minded traveler . For over 20 years, we have traveled to Kauai in many capacities: as single folks, celebrating milestone birthdays and engagements, with infants/toddlers, young children, with tweens/teens, and even in large group family reunions. Anybody can pull out a credit card now and suffer later. You can enjoy all the island has to offer within a reasonable budget! Specifically, you will learn up-to-date FREE or CHEAP ideas straight from the ultimate cheapskate, my husband, Willi-Willi Laska: Activities - Do I have to spend $100/person per day for entertainment? NO, YOU DO NOT! Dining - I want to eat local cuisine, but not spend my entire paycheck! Transportation - How can I get free airline tickets to Kauai? REALLY? Shopping - Where can I buy the best/least expensive/original souvenirs? Accommodations - How can I stay at oceanfront properties, but at super discounted prices? Entertainment - Suggestions for enjoying the music, outdoor beauty, and hawaiian culture for free or cheap! Maybe you want to save a chunk of change to splurge on a helicopter ride or a five star dinner once during your trip? Or perhaps you blew your budget just getting to Kauai and have little leftover? Either way, we promise you will enjoy the island without maxing out your credit card. Here are some examples of secrets and tips we share in the book: Enjoy free Polynesian dancing performances FREE plane tickets to Kauai! Listen for free to local musicians Bring home souvenirs for a fraction of the listed price FREE nights stay at four and five star oceanfront hotels in Kauai Save huge amounts of money for big ticket activities Experience the same resorts and beaches as movie stars Dine in the fanciest restaurants for a portion of the cost as other diners Explore the island like a local Know what activities are worth your time and budget, and which ones to pass over We want you to enjoy the trip of a lifetime without following the herds of tourists from one overpriced activity to the next. Kauai Cheap Vacations will describe in detail how to access unique experiences that are either free or at a reasonable cost. Mahalo!
Have you ever wondered how to save during the holidays? There are all sorts of ways that you willingly spend during this season. The trick you may not know is that there are special days during the holiday season that will save the most money. Stores know this, you can too. Our guide is designed to help you save your green during the festivities. You won’t be a scrooge when you get your hands on the savings we’ve listed. In this audiobook, you will find answers to the following questions. What is Black Friday and how do I get in on the savings? What is Cyber Monday and will it ever be Black Friday? What is Travel Tuesday? How do I stay safe Online? Where are the best deals? What are some of the latest scams? Is Black Friday worth it? Is it better to shop online or in the store? What goods should I buy in the store? What should I buy Online? How do I keep my bank account secure? What websites should I visit to help me find deals? What kind of mindset do I need to become a savvy shopper? Should I buy electronics Online? About the expert: Tammy Marshall is a savvy shopper. She’s been one her entire life. She lives to save money. Her other passion is sharing how she finds new ways to save green. Tammy also deplores cyber crooks. Her mission is to uncover the latest scams, so she can share them with you and help you protect your wallets. She’s a professional journalist and has been writing for 20 years. When she isn’t finding new ways to spend less, she is working on her family farm and growing her own veggies and displaying them at the county fair. She loves growing food like she loves to save dollars. For her, she doesn’t just enjoy the thrill of shopping. She enjoys seeing prices drop while she fills her cart and her pantry at home. 1. Language: English. Narrator: Alexia Hodgson Cross. Audio sample: http://samples.audible.de/bk/acx0/112618de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Four fabulously funny stories that will invoke every family´s worst Christmas nightmares, as Horrid Henry sabotages the school play, tries to do his Christmas shopping without spending his pocket money, ambushes Father Christmas with some serious accusations, and endures Christmas dinner with the guests from hell. 1. Language: English. Narrator: Miranda Richardson. Audio sample: http://samples.audible.de/bk/orio/000086de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Today, all you hear or see are ads and emails about where everyone is making big money online. There are so many ways to do it that everyone wants you to pay for their software, and they promise to make you millions. Today´s shopping has changed from what it used to be. Once, you would get in your car and drive to a store. People today want instant access. They work, have children, and do not have the time to get into the car to go shopping. If they do go shopping, it´s to bigger stores, where they can everything they need in one trip. With the Internet, people can work from home or shop from home. This audiobook will tell you how you too can take advantage of FBA Amazon to start generating income online while working from home! Let´s get started! 1. Language: English. Narrator: Maria Chester. Audio sample: http://samples.audible.de/bk/acx0/037444de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Art Williams spent his boyhood in a comfortable middle-class existence in 1970s Chicago, but his idyll was shattered when, in short order, his father abandoned the family, his bipolar mother lost her wits, and Williams found himself living in one of Chicago´s worst housing projects. He took to crime almost immediately, starting out with petty theft before graduating to robbing drug dealers. Eventually, a man named nicknamed DaVinci taught him the centuries-old art of counterfeiting. After a stint in jail, Williams emerged to discover that the Treasury Department had issued the most secure hundred-dollar bill ever created: the 1996 New Note. Williams spent months trying to defeat various security features before arriving at a bill so perfect that even law enforcement had difficulty distinguishing it from the real thing. Williams went on the print millions in counterfeit bills, selling them to criminal organizations and using them to fund cross-country spending sprees. Still unsatisfied, he went off in search of his long-lost father, setting in motion a chain of betrayals that would be his undoing. In The Art of Making Money, journalist Jason Kersten details how Williams painstakingly defeated the anti-forging features of the New Note, how Williams and his partner-in-crime wife converted fake bills into legitimate tender at shopping malls all over America, and how they stayed one step ahead of the Secret Service until trusting the wrong person brought them all down. A compulsively listenable story of how having it all is never enough, The Art of Making Money is a stirring portrait of the rise and inevitable fall of a modern-day criminal mastermind. 1. Language: English. Narrator: Jim Bond. Audio sample: http://samples.audible.de/bk/brll/001680de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
ARE YOU ON A BUDGET? With the way the economy is, we want to conserve money as much as possible; no more wasteful and reckless spending. When it come household management, we all want to get the best products at affordable prices. Did you know theres something right there in your house that is lying fallow-lying unused, which you can use to your maximum benefit without having to pay for something similar? What is that thing you might be thinking? Its BAR SOAP! Has it occurred to you what you could do with the cartons or chunks of bar soaps occupying space in your house? Look no further, I present to you Household DIY: turn bar soaps to liquid soap and save money!!! In this book, you will discover easy and simple ways to turn chunks of bar soaps into liquid for your household cleaning and maintenance. Doing this will: Save you shopping time. Improve your Do It Yourself (DIY) skills. Cut out unnecessary spending in your household budget. Make you discover your passion along the line (you never can tell). Im throwing these questions to you: Do you want to turn wastes to useful resources? Do you want to reduce your home cleaning expenses? Discover how you can use what you have to get what you want? If your answer is in the affirmative, this book is written just for you!