Can´t say no you see the world "SALE"? Even though you struggle with debt and have no savings? Do you wonder at the end of the month where your money went? Minimalist Money Makeover will show you a way out of bloated credit card misery and teach you how to keep a budget that covers all your needs. Finances don´t have to be painful. The book presents: The main reasons behind compulsive shopping and hoarding and how to overcome them. How to downsize your expenses without depriving yourself of what you love to splurge on. This is not a "get rich in a month" book. I can promise, however, that following the tips in this book, you´ll eliminate debt, learn how to save, account for all of your expenses, and never feel your accounts running low again. The budgeting techniques presented in this book are applicable to any income, and you can adjust it to your needs to serve you the best. Within a few minutes you can create a budget that keeps your financial anxiety away. My name is Michelle Moore...I have been living as a freelancer in the past few years. Even though I never knew how much I would have the next month, I was always able to have enough for my essential expenses, personal pleasures, and savings. Reset your expenses: pay yourself first, spend on what truly matters. Incorporate minimalism into your finances. Become an aware consumer. Learn the psychology behind compulsive shopping and compulsive hoarding. Control your spending impulses. Grow your financial stability every day. Learn multiple budgeting methods and choose the best for you. Start a 7-step program that grants you financial security. Financial plans to eliminate debt. Become better with numbers, calculations, projections, and analyses. 1. Language: English. Narrator: Anna Doyle. Audio sample: http://samples.audible.de/bk/acx0/104953de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Join Mr. Coupon, featured on TLC´s Extreme Couponing, as he takes you on a journey that can save you thousands annually and set your family on a path to financial freedom. Nathan Engels, Mr. Coupon, is no stranger to debt. The realization that something drastic needed to be done to change the trajectory of his life led to his discovery of and passion for couponing. The biggest ´´aha!´´ moment of your life will be after listening to this book. If you are a skeptic, you will learn the true powers of a piece of paper. With basic couponing techniques, a little grocery psychology, and a sound methodology, you too can confidently go shopping with coupons in hand and the knowledge that you are saving more than ever before. Mr. Coupon started with over $80,000 in debt, not including the mortgage! Even in a struggling economy, coupons helped Nathan to control his grocery bill and start saving. Today Nathan and his family are nearly debt free. Are you ready to take flight? Then let´s begin. It all starts here! 1. Language: English. Narrator: David Wayne Brock. Audio sample: http://samples.audible.de/bk/acx0/038642de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Procrastination is something that most people have at least a little experience with . No matter how well-organized and committed you are, chances are that you have found yourself frittering away hours on trivial pursuits (watching TV, updating your Facebook status, shopping online) when you should have been spending that time on work or school-related projects. Whether youre putting off finishing a project for work, avoiding homework assignments, or ignoring household chores, procrastination can have a major impact on your job, your grades, and your life. Welcome to the Psychology of procrastination...In the following videos we will Uncover why we procrastinate, followed by The negative impact procrastination injects into our personal and professional lives. We will cover the many reasons behind why we procrastinate and leave things for later instead of handling them right now in the present moment and finally, How procrastinators differ from non-procrastinators. In this micro class you will gain a fundamental understanding of the origins of Procrastination to snatch back control and gain a foothold in leveraging mental muscle to overcome this psychological disease of illusion, excuses and sloth.
The new essential guide from The Economist. Almost every aspect of business - and indeed human life - involves negotiating skills, whether you are striking a deal, organising a team working on a project, seeking a pay rise or a pay-off, or simply settling such important matters as who is going to do the shopping or the household chores. This witty and intelligent guide looks at the theory and practice of negotiating and provides a wealth of illuminating insights into the skills and psychology of negotiation that can make all the difference to how successful you are. Its entries cover such topics, terms and jargon as: Avoidance-Avoidance Model, Bagatelle, Compromise Agreement, Dirty Tricks, Expectations, Frontal Assault, Guanxi, Hooker´s Principle, Interpersonal Orientation, Killer Questions, Listening, Mother Hubbard, Noah´s Ark, Offer They Must Refuse, Pendulum Arbitration, Quivering Quill, Russian Front, Salami, Tit-for-Tat, Unconditional Offer, Vulnerability, What If?, Yesable Proposition, and Zeuthen´s Conflict Avoidance Model. Gavin Kennedy is Emeritus Professor at Heriot-Watt University, Scotland, and the author of several successful books on negotiation, including Everything is Negotiable and Strategic Negotiation. 1. Language: English. Narrator: David Thorpe. Audio sample: http://samples.audible.de/bk/adbl/012993de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Hone your knowledge with iMinds Specialist Series – have a particular interest? Recognize gaps in your knowledge? iMinds Specialist works across each of our 12 categories bringing you targeted information to broaden your mind. Ideas & Concepts Volume One looks at the psychology behind Stockholm Syndrome, the theory of the Tragedy of the Commons, the philosophy of the Eternal Truths, understandings of Déjà vu, the story behind Murphy’s Law or that frustrating feeling of l’Esprit de l’Escalier. Perfect to listen to while commuting, exercising, shopping or cleaning the house.. iMinds brings knowledge to your MP3 with 8 minute information segments to whet your mental appetite and broaden your mind. iMinds offers 12 main categories, become a Generalist by increasing your knowledge of Business, Politics, People, History, Pop Culture, Mystery, Crime, Culture, Religion, Concepts, Science and Sport.. Clean and concise, crisp and engaging, discover what you never knew you were missing. Make your MP3 smarter with iMinds MindTracks, intersperse with music and enjoy learning a little about a lot.. knowledge of your own choice and in your own time. 1. Language: English. Narrator: uncredited. Audio sample: http://samples.audible.de/bk/imnd/000083de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Personalization is ubiquitous from search engines to online-shopping websites helping us find content more efficiently and this book focuses on the key developments that are shaping our daily online experiences. With advances in the detection of end users emotions, personality, sentiment and social signals, researchers and practitioners now have the tools to build a new generation of personalized systems that will really understand the users state and deliver the right content. With leading experts from a vast array of domains from user modeling, mobile sensing and information retrieval to artificial intelligence, human-computer interaction (HCI) social computing and psychology, a broad spectrum of topics are covered. From discussing psychological theoretical models and exploring state-of-the-art methods for acquiring emotions and personality in an unobtrusive way, as well as describing how these concepts can be used to improve various aspects of the personalization process and chapters that discuss evaluation and privacy issues. Emotions and Personality in Personalized Systems will help aid researchers and practitioners develop and evaluate user-centric personalization systems that take into account the factors that have a tremendous impact on our decision-making - emotions and personality.
This week on Car Talk, Tom in Vermont would like to convince his son that towing a 1978 Land Cruiser cross-country with his girlfriend´s small pickup truck is a bad idea. But, Tom´s afraid that any words of caution will be thrown to the wind, just because of his ´´Dad´´ status. Should he try reverse psychology? Elsewhere, Lisa´s hopes of meeting her cute neighbor have been complicated by the embarrassing screeching noise her Civic makes every morning; and Denise would like to find a way to keep her Ford Maverick running without a clothespin stuck in the carburetor. Also, since Leslie gave birth at a Chrysler dealership, should her minivan shopping begin and end there? All this, plus Opening Day for the new Puzzler season, and more, this week on Car Talk. [Broadcast Date: September 14, 2013] 1. Language: English. Narrator: Tom Magliozzi, Ray Magliozzi. Audio sample: http://samples.audible.de/rt/cart/130914de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Start your iMinds Collection with Generalist Volume 1. A compilation of diverse topics across our twelve categories, in Generalist Volume 1 you will learn about: The history of Whaling, the art of Film Noir, the psychology behind Stockholm Syndrome, the history of the US Federal Reserve, the story of Joan of Arc, the discovery of Penicillin, the science of meteorites, the history of D-Day Invasion, the unexplained phenomena of Crop Circles, the adventure of climbing Everest, the thought of Confucius and the start of fireworks. Perfect to listen to while commuting, exercising, shopping or cleaning the house.. iMinds brings knowledge to your MP3 with 8 minute information segments to whet your mental appetite and broaden your mind. iMinds offers 12 main categories; become a Generalist by increasing your knowledge of Business, Politics, People, History, Pop Culture, Mystery, Crime, Culture, Religion, Concepts, Science and Sport. Clean and concise, crisp and engaging, discover what you never knew you were missing. iMinds is the knowledge solution for the information age cutting through the white noise to give you quick, accurate knowledge .. Perfect your dinner party conversation, impress your boss - an excellent way to discover topics of interest for the future. 1. Language: English. Narrator: Luca James Lee, Ellouise Rothwell. Audio sample: http://samples.audible.de/bk/imnd/000009de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Do you overspend? Undersave? Keep secrets about money from a spouse or family member? Are you anxious about dealing with your finances? If so, you are not alone. Let´s face itjust about all of have complicated, if not downright dysfunctional, relationships with money.As Drs. Brad and Ted Klontz, a father and son team of pioneers in the emerging field of financial psychology explain, our disordered relationships with money arent our fault. They dont stem from a lack of knowledge or a failure of will. Instead, they are a product of subconscious beliefs and thought patterns, rooted in our childhoods, that are so deeply ingrained in us, they shape the way we deal with money our entire adult lives.But we are not powerless. By looking deep into ourselves and our pasts, we can learn to recognize these negative and self-defeating patterns of thinking, and replace them with better, healthier ones.Drawing on their decades of experience helping patients resolve their troubling issues with money, the Klontzes and describe the twelve most common money disorders - like financial infidelity, money avoidance, compulsive shopping, financial enabling, and more and explain how we can learn to identify them, understand their root causes, and ultimately overcome them.So whether you want to learn how to make better financial decision, have more open communication with your spouse or kids about the family finances, or simply be better equipped to deal with the challenges of these tough economic times, this book will help you repair your dysfunctional relationship with money and live a healthier financial life. 1. Language: English. Narrator: Brad Klontz. Audio sample: http://samples.audible.de/bk/rand/002114de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.