Do you spend on a lot of junk that doesn’t make you happy? Instead of happiness, does money bring anxiety, stress, and debt into your life? If your savings account is nonexistent and you have no idea where your hard-earned money is going, it’s time to redefine your spending habits. Living alone from the age of 14, I learned how to spend and manage money the hard way. Since my early teenage years, I had to earn my own money - which sometimes barely exceeded $150 a month. I’m sharing my insights on how to manage even the smallest income to outlast the month, and how to spend smarter on more fulfilling things. This book can help people working their first jobs, or experienced people that just make poor money decisions. I will highlight the most common money myths, marketing tricks, and irrational beliefs people fall prey to and teach you to avoid them. Take charge of your money today. Scientific research about the psychology of our spending habits Learn how to spend less and save more and still enjoy life - regardless of your income How to assess value to make the best financial decision Map out your spending patterns to know where you need to change Like it or not, money is part of everybody’s life. Learn to control it instead of letting it control you. The top five reasons people spend money Why the Six Persuasion Principles by Robert Cialdini get us almost all the time Understand online shopping and credit cards. Why are you more willing to spend using these Marketing tricks that always get you - deconstructed from subtle to overt You can turn a blind eye to your financial problems, but they won’t disappear. Learn about the best personal finance practices of the rich and happy live a financially balanced life in the future. Build a solid foundation for your fam... 1. Language: English. Narrator: Aida-Maria Boiesan. Audio sample: http://samples.audible.de/bk/acx0/123256/bk_acx0_123256_sample.mp3. Digital audiobook in aax.
Summary of Predictably Irrational: The Hidden Forces That Shape Our Decisions - By Dan Ariely Do you do things that you later regret? Are your decisions not appropriate and cause big mistakes? Make more accurate decisions that will lead you to success. (Disclaimer: This is NOT the original book. If you’re looking for the original book, it is available from Amazon and Audible.) This work addresses the issue of daily decisions that a person makes in their life, such as buying, choosing friends or a lover, opting for a certain style of living. It develops interesting ideas resulting from research on human behavior and the impulses that move resolutions, which are not always logical or rational and can lead to errors. It is a call to reflection to promote appropriate decisions in personal and professional life. What will you learn? You will find answers to those habitual behaviors that hurt you, especially linked to love, shopping, money and many other areas of your life You will learn strategies to be the real owner of your decisions You will understand that advertising is a tool for manipulation and you will learn to be alert You will know that there are external forces that act on people and that move their decisions You will be able to resist the domination of irrationality that tries to control you About Dan Ariely, author of the original book: Dan Ariely was born in the United States in 1968. He grew up in Israel, where he studied mathematics and physics. Later he devoted himself to cognitive psychology and graduated in business. He conducted interesting research in the area of economic behavior psychology. About Sapiens Editorial, author of this summary: Books are mentors. Books can guide what we do and our lives. Many of us love books while reading them and maybe they will echo with us a few weeks after but two years late... 1. Language: English. Narrator: Tony Cookson. Audio sample: http://samples.audible.de/bk/acx0/114419/bk_acx0_114419_sample.mp3. Digital audiobook in aax.
Do you overspend? Undersave? Keep secrets about money from a spouse or family member? Are you anxious about dealing with your finances? If so, you are not alone. Let´s face itjust about all of have complicated, if not downright dysfunctional, relationships with money. As Drs. Brad and Ted Klontz, a father and son team of pioneers in the emerging field of financial psychology explain, our disordered relationships with money arent our fault. They dont stem from a lack of knowledge or a failure of will. Instead, they are a product of subconscious beliefs and thought patterns, rooted in our childhoods, that are so deeply ingrained in us, they shape the way we deal with money our entire adult lives. But we are not powerless. By looking deep into ourselves and our pasts, we can learn to recognize these negative and self-defeating patterns of thinking, and replace them with better, healthier ones. Drawing on their decades of experience helping patients resolve their troubling issues with money, the Klontzes and describe the twelve most common money disorders - like financial infidelity, money avoidance, compulsive shopping, financial enabling, and more and explain how we can learn to identify them, understand their root causes, and ultimately overcome them. So whether you want to learn how to make better financial decision, have more open communication with your spouse or kids about the family finances, or simply be better equipped to deal with the challenges of these tough economic times, this book will help you repair your dysfunctional relationship with money and live a healthier financial life. 1. Language: English. Narrator: Brad Klontz. Audio sample: http://samples.audible.de/bk/rand/002114/bk_rand_002114_sample.mp3. Digital audiobook in aax.
A groundbreaking exploration of how cyberspace is changing the way we think, feel, and behave. Mary Aiken is the world´s leading expert in forensic cyberpsychology - a discipline that combines psychology, criminology, and technology to investigate the intersection where technology and human behavior meet. In this, her first book, Aiken has created a starting point for all future conversations about how the Internet is shaping development and behavior, societal norms and values, children, safety, security, and our perception of the world. Cyberspace is an environment full of surveillance, but who is looking out for us? The Cyber Effect offers a fascinating and chilling look at a future we can still do something about. Drawing on her own research and extensive experience with law enforcement, Mary Aiken covers a wide range of subjects, from the impact of screens on the developing child to the explosion of teen sexting and the acceleration of compulsive and addictive behaviors online (gaming, shopping, pornography). She examines the escalation of cyberchondria (anxiety produced by self-diagnosing online), cyberstalking, and organized cybercrime in the deep web. Aiken provides surprising statistics and incredible but true case studies of hidden trends that are shaping our culture and raising troubling questions about where the digital revolution is taking us. The Cyber Effect will upend your assumptions about your online life and forever change the way you think about the technology you, your friends, and your family use. Listeners will gain a new understanding of the rapid change taking shape around us and come away with critical tools to become part of this very necessary conversation. 1. Language: English. Narrator: Rachel Fulginiti. Audio sample: http://samples.audible.de/bk/rand/004704/bk_rand_004704_sample.mp3. Digital audiobook in aax.