An identity is stolen every four seconds in the U.S., and the Federal Trade Commission reports that more than eight million people (a growing number of which are children) are victims of identity theft every year -- with resulting losses of more than $15 billion, annually. Why? Victims rarely spot signs of trouble until after their bank accounts have been emptied or their credit rating destroyed.Stopping Identity Theft offers 10 concrete, action-oriented strategies to help you limit the vulnerability of your personal information in any risky situation -- and, most importantly, prevent its theft. It covers: medical identity theft; how to safeguard accounts and personal and public records; protect the identities of kids and elders; safely store and dispose of personal information; spot scams, whether false telephone ´´surveyors´´ requesting sensitive passwords, or the latest ´´phising´´, ´´Pharming´´ and ´´skimmng´´ tecniques; scrutinize a credit report; shop securely (learn why shopping in stores can be more dangerous than shopping online); protect identity while traveling; safeguard personal-yet-public records, and more -- including how to be an informed identity theft victim if you should become one.The audiobook includes an eGuide with resources and commentary and an introduction by the author, a national expert on identity theft and Founder of TrustedID. 1. Language: English. Narrator: Sean Eden. Audio sample: http://samples.audible.de/bk/nolo/000001de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Any map or list can tell you the popular places to go to in New York City . You can spend hours in the Museums (which I do recommend if you have time), and not know anything else but that. However, New York City isnt just Midtown Manhattan. ????Its the running path along the East River or the hidden speakeasy in the Upper East Side. Its the place where those who want to make it come and give it their all. Its a city filled with opportunity, hidden gems, and activities to ensure you dont sleep while youre there. The historical sites are truly breathtaking and unforgettable. The true New York charm is a bit gritty, a bit unkempt, but full of heart. This guidebook celebrates both the traditional historic charm of the concrete jungle known, as New York City, as well as the hidden gems not the average tourist, will find. ??New York City is what you make it. With that, what will you choose in your time visiting? Will you head to Brooklyn, home of the hipster , sipping fresh cold dripped coffee and talking about the latest off-Broadway play, underground band, or vintage boutique? Or, will you head to the Bronx, grab a beer with a buddy, watch the famous New York Yankees play, and eat some authentic Italian. What about strolling along one of the biggest shopping streets in the world, 5th Avenue, stopping at a gourmet deli, and dancing the night away in SoHo? What will your New York be??????? WHAT YOULL FIND INSIDE: Are you ready for a Trip to New York Manhattan and Its Surroundings Things You Should Do and See in New York Tips & New York Itinerary ??Hotels, Hostels, Tips, & More?? New York Citys Public Transport?? How to Make the Most Out of Your Trip to New York?? Guide to New York Best Stores??* Holidays in New York City?? Uptown Manhattan?? Moselle Valley?? Midtown Manhattan?? Lower Manhattan?? Brooklyn and Queens?? Are You Ready to Visit New York?
For Colorado caterer Goldy Schulz, business isn´t just booming - it´s skyrocketing. But as her friend Marla is constantly warning her, "Success can kill you." Goldy knows she needs to slow down before she breaks down, and she vows she´ll do it - right after her next booking: a cocktail party for the Westside Mall´s Elite Shoppers Club. It´s the event of the shopping season: the Princess Without a Pricetag party for the wealthy shopaholics who drop at least a thousand dollars a week at the mall. Goldy has been hired by charming mall manager Barry Dean to cater the jewel-encrusted affair. But she has hardly begun setting up when she finds herself in the path of a truck that has no intention of stopping until both she and Barry are crushed beneath it. Muddied, bruised, embarrassed, but determined to do her job, Goldy manages to get the party started on time with the help of her trusted assistants Julian Teller and Liz Fury.But. Hours later, Julian is the prime suspect in the murder.To prove Julian´s innocence, Goldy must catch the real killer. But to do that, she will have to figure out why the victim was carrying a powerful narcotic. Between whipping up Sweethearts´ Swedish Meatballs, Quiche Me Quick, and Diamond Lovers´ Hot Crab Dip, and digging up clues, Goldy knows this is going to be one tough case to crack. And her gourmet sleuth´s instinct tells her that the final course will be a real killer. 1. Language: English. Narrator: Barbara Rosenblat. Audio sample: http://samples.audible.de/bk/reco/008103de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Diplomarbeit aus dem Jahr 1996 im Fachbereich BWL - Bank, Börse, Versicherung, Note: 1.7, Universität Osnabrück, Sprache: Deutsch, Abstract: Bankleistungen waren früher durch die Dauerhaftigkeit der Leistungsinanspruchnahme gekennzeichnet. Lange Kundenverbindungen waren vor allem für das Mengengeschäft typisch. Heute ist die Bankverbindung keine Einrichtung auf Lebenszeit mehr. Wenn die Erwartungshaltung enttäuscht wird, ist der heutige Bankkunde viel schneller bereit, seine angestammte Bankverbindung zu wechseln. Durch vagabundierendes Finanzverhalten wächst außerdem der Anteil von Zweit- und Drittverbindungen. Die Zahl der Stammkunden geht dementsprechend zurück. Das Phänomen des Bargain Shoppings, bei dem der Kunde das günstigste Angebot sucht, hat sich in einer langfristigen Untersuchung von Zahl, Wechsel und Dauerhaftigkeit der Bankverbindungen in Deutschland bestätigt. Die strukturellen Veränderungen auf der Nachfrageseite gehen also einher mit einer weitgehenden Ausschöpfung des Kundenpotentials und mit einer Wandlung vom Verkäufer- zum Käufermarkt. Eine abnehmende Institutsloyalität, d.h. eine erhöhte Wechselbereitschaft und der Trend zur Mehrfachbankverbindung (also vom One-Shop-Stopping zum More-Shops-Stopping) lassen sich insbesondere im Privatkundengeschäft eindeutig beobachten. In einem solchen durch Verdrängungswettbewerb gekennzeichneten Markt, auf dem steigende Austauschbarkeit der Finanzleistungen und beschränkte Preis- und Konditionsspielräume herrschen, wird eine abnehmende Bankloyalität zur realen Bedrohung. Von herausragender strategischer Bedeutung ist daher die Kundenbindung.
Dan works at a bookstore in a deadly dull shopping mall where nothing ever happens. He´s an angsty emo-kid who sells mid-list books to mid-list people for the minimum wage. He hates his job. Rhoda has dragged her babysitting charge to the mall so she can meet her dealer and score some coke. Now the kid´s run off, and she has two hours to find him. She hates her life. Rhoda bullies Dan into helping her search, but as they explore the neon-lit corridors behind the mall, disturbing text messages lure them into the bowels of the building, where old mannequins are stored in grave-like piles and raw sewage drips off the ceiling. The only escape is down, and before long Dan and Rhoda are trapped in a service lift listening to head-splitting musak. Worst of all, the lift´s not stopping at the bottom floor. Plummeting into the earth, Dan and Rhoda enter a sinister underworld that mirrors their worst fears. Forced to complete a series of twisted tasks to find their way out, they finally emerge into the brightly lit food court, sick with relief at the banal sight of people shopping and eating. But something feels different. Why are the shoppers all pumped full of silicone? Why are the shop assistants chained to their counters? And why is a cafe called McColon´s selling lumps of bleeding meat? Just when they think they´ve made it back to the mall, they realise their nightmare has only just begun.... Sarah Lotz and Louis Greenberg met in a pub while bunking a crime seminar and, as one does at pubs, discovered a mutual interest in horror. Sarah, a crime novelist and screenwriter, was a die-hard zombie fanatic; Louis, a literary writer, editor and recovering bookseller, had studied vampire and apocalyptic fiction. Rejecting their initial plans for a vampire-vs-zombie faceoff, they decided to write the first mainstream South African horror novel together and S.L. Grey was born. Sarah also writes the Deadlands series of zombie novels for young adults with ... 1. Language: English. Narrator: Ingeborg Riedmaier, Denver Isaac. Audio sample: http://samples.audible.de/bk/adbl/012421de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
People have always been hooked on Berlin. The setting for momentous political and historical events and haven for various lifestyles and artistic movements, the city never stops reinventing itself. Despite its tumultuous past, today Berlin considers itself very much at the modern heart of Europe and is acknowledged as a trendsetter the world over. Surrounded by lakes and forests, offering plenty of recreational activities - it is also a place to find peace and tranquillity. Berlin is a metaphor for life, with all its highs and lows; at the interface between Western and Eastern Europe, the important things in life are tangible here. MARCO POLO Berlin guides you though a city of design, the city of The Wall and the metropolis that never closes. The practical, pocket-sized guide takes you on a tour through its endlessly varied museum and cultural landscape, and shows you its lively nightlife and enticing shops. The ´Where to Start´ panels highlight the best places to begin sightseeing, the best places to shop, and the trendiest places to go in the evening. The Insider Tips explain how to take a ride in the U-Bahn Cabrio (open-top metro) and where to buy violet mustard, milk grappa, and garlic chocolates. The Best Of pages highlight some unique aspects of Berlin, recommend places to go for free, and have tips for rainy days and where you can relax and unwind. Panels in each chapter suggest things to do if you´re on a tight budget and where to pick up some real bargains. The City Walks include exploring the past in the Hackesche Höfe (courtyards) and strolling along the line of the now vanished Wall. Excursions take you to the magnificent Prussian palace of Sanssouci and the waterside town of Köpenick with its historic centre. The Do´s & Don´ts explain why its best to steer clear of conjuring tricks, and the Travel Tips tell you why it´s best instead to put your money on the WellcomeCard. MARCO POLO Berlin provides comprehensive coverage of the city. To help you find your way around there´s a detailed street atlas inside, a useful public transport map in the backcover, plus a handy pull-out map.Experience all of Berlin´s attractions with this up-to date and authoritative guide, complete with ´Best Of´ recommendations. Discover hotels, restaurants and trendy nightlife venues, as well as numerous tips for shopping, and find out about festivals and events, sports and other activities. Also contains: Perfect Day, Travel Tips, Travel with Kids, Links, Blogs, Apps & more, German phrasebook and index.o THE BEST MARCO POLO HIGHLIGHTS o THE BEST INSIDER TIPS o BEST OF ... o INTRODUCTION o WHAT´S HOT o IN A NUTSHELL o THE PERFECT DAY o SIGHTSEEING o FOOD & DRINK o SHOPPING o ENTERTAINMENT o WHERE TO STAY o WALKING TOURS o TRAVEL WITH KIDS o FESTIVAL & EVENTS o LINKS, BLOGS, APPS & MORE o TRAVEL TIPS o USEFUL PHRASES o STREET ATLAS o INDEX & CREDITS o DOS & DON´TS!The publicist, editor and author Christine Berger has been living in the most exciting city on the planet for 25 years. Although she knows Berlin like the back of her hand, she still discovers something new every day. Accompanied by her husband and three daughters, she loves to walk for hours through the city, admiring local street art, trying new cafés or stopping by exhibits in galleries and museums.o including Insider Tips o street atlas and additional pull-out map o clear, user-friendly structure and layout o get your bearings with the most important ´Highlights´, the ´Where to Start´ panels and the ´Best Of´ pages featuring unique aspects of the city and, depending on your mood, places to go for free, tips for things to do when it´s raining and good places to relax